MORTGAGE LOANS
Competitive rates for home purchase, refinance, home equity, or construction with
quick, local decision-making and processing from start to finish.
Purchase & Refinance
Conventional Mortgage
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Variety of loan terms
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Option to be serviced by TCB
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Long-term fixed rates or in-house adjustable rate options available
NIFA – Nebraska Investment Finance Authority
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Fixed rate mortgage product for first-time homebuyers
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Affordable interest rate
USDA Rural Development Loan
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Guaranteed loan program
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Allows homebuyer to borrow up to 100% of appraised value or purchase price
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No minimum down payment requirement
Construction Loans
- Available for primary residence or secondary home construction or home improvement
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Temporary financing to be refinanced into a permanent mortgage when project is completed
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Draw funds as invoices are presented
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Experience a streamlined application process
Home Equity Loans
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Convert the equity in your home into cash you can use for a variety of needs
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Home remodel projects
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Debt consolidation
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Education expenses
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Major life events
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And much more
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A variety of repayment terms that work uniquely for you
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The interest paid might be tax deductible*
Nebraska Energy Loan
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Program offered through the Nebraska Department of Environment & Energy
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Loan funds available for energy saving improvements such as windows, siding, appliances and more
Home Equity Lines of Credit (HELOC)
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Revolving line of credit
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Low closing costs
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Advances made to your account for all types of expenses
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Turn the equity in your home into ongoing, affordable financing
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Funds available anytime without reapplying; apply once, then use repeatedly thereafter
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The interest paid might be tax deductible*
*Consult a tax advisor.